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Motorcylce Accidents

New Protections for Motorcycle Accidents In Pennsylvania
  • Published: November 11, 2019

The impact of Gallagher v. Geico has begun to be felt across Pennsylvania as the door has opened to a slew of lawsuits dealing with Under and Uninsured Motorist coverage. On January 23, 2019, the Pennsylvania Supreme Court has held that the household vehicle exclusion contained in a policy of motor vehicle insurance violated Section 1738 of the Motor Vehicle Financial Responsibility Law (“MVFRL”) because the exclusion impermissibly acted as a de facto waiver of stacked uninsured and underinsured motorist coverage. This ruling, In Gallagher v. Geico , 35 WAP 2017 drastically helps all individuals with automobile insurance. The ruling will allow many individuals to utilize all of the…Read More

Pennsylvania Supreme Court Ruling Helps Injured Motorcyclists Utilize UM/UIM Auto Insurance
  • Published: January 27, 2019

On January 23, 2019, the Pennsylvania Supreme Court has held that the household vehicle exclusion contained in a policy of motor vehicle insurance violated Section 1738 of the Motor Vehicle Financial Responsibility Law (“MVFRL”) because the exclusion impermissibly acted as a de facto waiver of stacked uninsured and underinsured motorist coverage. This ruling, In Gallagher v. Geico, 35 WAP 2017 drastically helps all individuals with automobile insurance. The ruling will allow many individuals to utilize all of the coverage they pay for and stops insurance companies from utilizing a loophole to limit your coverage. What is Underinsured and Uninsured Motor Vehicle Insurance? Uninsured and Underinsured (“UM/UIM”) motorist insurance is…Read More

Four Urban Riding Tips that may Save Your Life
  • Published: April 9, 2017

David L. Hough’s 1970 era book Proficient Motorcycling is still the best manual for a beginning Motorcyclist and overall motorcycle safety. I dust it off and review it at least once a year. I highly recommend reading it cover to cover. In addition to the basics of riding it has several safety tips and primers on how to deal with obstacles, animals and angry drivers. Throughout the years of riding in an urban environment I’ve also come up with a few tips: 1) When stopped at red lights, I flash my brake lights for visibility.  See and be seen. Many years ago I had a friend who was killed…Read More

Bad to the Bone: Pennsylvania Bad Faith Insurance Statute
  • Published: February 28, 2017

In a previous post, we briefly discussed Underinsured and Uninsured Motorist (UM/UIM) coverage.  These types of insurance are reservoirs that an insured can tap when they’ve been injured in an accident by someone with too little or no insurance.  So if you were injured in a hit and run motorcycle accident or in an accident caused by someone with no insurance, you may be able to recover money from your own insurance company.  The main difference between liability coverage and UM/UIM coverage is that since UM/UIM coverage is part of a contractual claim, your insurance company has a duty to “negotiate with you in good faith.” Failure to do…Read More

Ride a motorcycle? The Most Important Gear to Get:
  • Published: February 25, 2017

Underinsured (UIM) and Uninsured (UM) Motorist Insurance. I know……you were hoping it was a leather jacket, but hear me out. First, what is underinsured (UIM) and uninsured (UM) insurance? UIM and UM insurance will pay for injuries such as medical expenses, pain and suffering and other damages that result from a motorcycle accident caused by a motorist who either has no insurance or too little insurance to cover all of your injuries. “In other words, UM/UIM coverage protects YOU from all the crazies out there riding around with minimum policies.” So if some kid in a 2000 Honda Civic rear-ends you at a red light while he’s taking a…Read More

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