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Personal InjuryThe most important information for an injured party to share with their attorney after an auto accident is how they are feeling and whether or not they are in pain. They should be specific about any injuries they are dealing with. It’s always better to be over-inclusive rather than under-inclusive so as not to overlook, downplay, or omit something that is the actual source of pain or injury. During intake, our team reviews everything with each client and provides them with the tools they need in order to appropriately self-diagnose.

Can I Recover Something If The At-Fault Driver Has Little Or No Insurance?

If the at-fault driver does not have enough insurance to cover the injuries, the injured party may be able to recover from their own insurance company through underinsured or uninsured motorist coverage. If a pedestrian was injured and does not have underinsured or uninsured motorist coverage, they can recover $15,000 in pain and suffering from the Pennsylvania Assigned Claims Plan, which is for uninsured people who have been injured by motor vehicles. For example, if a person is walking across the street when they are hit by a driver who does not stop, then the pedestrian could file a claim with the Pennsylvania Assigned Claims Plan as long as they have other evidence to back up their claim, such as a witness or police report.

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If a driver has been injured in an accident with another vehicle, they may be able to purchase something called underinsured and uninsured motorist protection, which is different than liability. Everyone should purchase full tort liability auto insurance (visit auto/car accidents for an in-depth explanation of the difference between limited and full tort liability in Pennsylvania).

It is not uncommon for insurance companies to encourage their customers to waive underinsured or uninsured motorist coverage, primarily because they don’t want to be responsible for paying a claim in the event that their insured driver gets in an accident with an uninsured at-fault driver. However, people should be well-informed of their right to protect themselves from the negligence of other drivers by purchasing these forms of insurance.

For more information on Sharing Information With Your PI Attorney, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (267) 225-3317 today.

Troy Crichton

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