What is the Difference Between Full Tort and Limited Tort in Pennsylvania?

Before signing your insurance policy, you select either full or tort limited coverage. If you select a full tort option, then you can go to court over a crash, and any damages would be available to you. Under limited tort, you can only take a case to court if it involves death, severe impairment of function, or a permanent/severe disfigurement. If you do not sign anything when selecting your policy, then you will have full tort by operation of law. When in doubt, don’t sign away your rights!

The critical difference between cases that do and do not go to court is the availability of damages for pain and suffering. A court case under full tort insurance will award you money for physical pain and mental anguish, but limited tort insurance will not. Regardless, hiring an attorney to fight for you in your case will help ensure that you get the maximum compensation available.

What if I Have Limited Tort And Get Into A Car Accident?

Not all is lost! There are several exceptions to limited tort if you’ve been injured in a Pennsylvania Car Accident, such as the following:

• You were on a motorcycle when you were hurt
• You were a pedestrian when you were hurt
• You were a passenger in a bus, taxi, truck or other commercial vehicle when you were hurt
• The driver who caused the accident was under the influence of alcohol
• The at-fault driver’s vehicle was registered in a state other than Pennsylvania
• You have sustained a serious impairment of bodily function

For more information on Tort Status: Full Tort Vs. Limited Tort In PA, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (267) 225-3317 today.